Chrysler and Fiat

June 10th, 2009

I see that Chrysler is now in the hands of Fiat. I can’t see anything good coming out of that marriage. According to CBS news, Fiat gets all the good assets of Chrysler. Doesn’t that mean that Chrysler gets stuck with all the junk?

In my lifetime, I have owned both Fiat and Chrysler products. Admittedly, its been a long time since I owned a Fiat, but the best word I could describe my Fiat with is ‘crap’. I have owned several Chrysler products, and compared to the GM and Ford products I have owned, I have to say that they were also pretty much crap, but better than the Fiat. So I guess its a wait and see to determine if crap plus crap can equal anything good.

They will probably produce POS Pelosimobiles and then wonder why no one buys them.

On the good side, there are rumors floating around about Libya owning a chunk of Fiat, but I believe these rumors to be false. President Reagan forced a buyout of the Libyan shares in exchange for contracts with the US Government circa 1986.

Galaxy DX 2547 CB Radio Base Station

May 25th, 2009

For some time, I have been thinking that a CB radio may be a good thing to have if the economy and the country suffer a worst case meltdown. I started looking for a base station (110v powered) for my house. As it turns out, almost all CB radios made today are mobile units designed to run on 12 volt dc from a vehicles electrical system.

The one base station I did find was a Galaxy DX 2547. This model has been in production for several years, and is generally highly regarded from what I could find out. So, I ordered one from Pacetronics. I also ordered a Solartron A-99 18 foot whip antenna which I installed on my house.

CB Radio

When I hooked everything up, I soon made several local contacts on channel 31 AM1 and got good signal reports. The receive audio quality was very good also. Next I tried SSB2 mode, but found that the clarifier3 would not tune down far enough to allow SSB reception. The radio was not tuned correctly. I could have sent it back to the factory, or the dealer for warranty service, but found a local shop which would retune it for about the same price as the shipping would have cost to send it back. After retuning, the radio works well on both AM and SSB modes, and I am now satisfied with the unit.

What I don’t understand is why seemingly reputable companies ship defective product. It seems that everything I buy is defective in some manner, and needs to be repaired to make it do what it should have done right out of the box.  Is this a symptom of the failing economy, or just bad luck on my part?  I suspect its a sign of the economy with everyone cutting back on manufacturing costs.

Even though I like the radio now that it is correctly tuned, I give a thumbs down to Galaxy for poor quality control on this one.

———

1) AM or Amplitude Modulation is where the level of the carrier frequency is varied up and down according to the waveform of the audio signal.  This creates a range of frequencies equal to the carrier frequency plus and minus the frequencies of the audio signal being transmitted.  AM modulation is wasteful because the information is redundantly transmitted as two sets of side frequencies, and a carrier signal that itself carries no information.

2)  SSB or Single Side Band is the same as AM with either the plus frequencies or the minus frequencies and the carrier removed.  This allows putting all the available transmitter power into one of the sets of frequencies that actually carries the audio signal.  The carrier is generated locally on the receiving system and decodes the SSB signal. SSB signals cannot be received on an AM receiver.

3) The Clarifier control shifts the frequency of the locally generated carrier signal and controls the pitch of the received voice.  It must match the missing AM carrier, or the received signal sounds like donald duck and is not intelligible.

Lowes and TroyBilt
Gas Trimmer Product Report

May 22nd, 2009

Last week, my grass trimmer finally died. It lived a long productive life, achieving 17 years of useful service before its engine finally gave out. Long live Echo!.

So, I was in the market for a new one. A trip to Lowes revealed two brands to choose from, Troy-Bilt, and Husqvarna. It looked like the latest and greatest was trimmers with 4-cycle engines, the kind where it is not necessary to mix the gas and oil together. After looking them over, I opted for a Troy-Bilt with the plug in attachment system.

When I got it home, I put it together, filled the oil tank with the oil provided, and filled the gas tank. After what seemed like 100 pulls of the starter rope, the engine finally fired off….. and immediately quit again. After several more strenuous restarts, It finally remained running, but only if I held the unit completely vertical. As soon as I tipped it over into cutting position, the engine once again died. I had to warm up the engine 15 minutes before it would run well enough to actually cut grass. This is not what I expected from a Troy-Bilt product.

A design issue I had with the trimmer was that it would not accept aftermarket trimmer heads. Only Troy-Bilt string cartridges would work, and the kind with plastic blades instead of strings (my favorite) could not be adapted to the trimmer. I consider this to be unacceptable.

This morning, I returned the trimmer to Lowes, and to their credit, they issued me a full refund. So I give a thumbs down to Troy-Bilt, and a thumbs up to Lowes.

I don’t know what I will buy now, but I do know what it won’t be. Perhaps I will look for another Echo brand.

Benedict Arlen

May 2nd, 2009

I understand why Arlen Specter switched partys: he was about to lose his job. He knew Pat Toomey would likely kick his ass in the upcoming election. I get it.

What I don’t get is his excuse. Specter says he is leaving the Republican party because it has been hijacked by the far right. If that is his reason, then, its logically inconsistent. The Democratic party has been hijacked also, by the far left. If this was a moral choice, Specter would have toughed it out with the people who elected him, or would have bowed out of politics.

No, the real reason is that he values his job and power over his duty.

Good riddance Sen. Specter, and my condolences to the Democratic party. Traitors never work out well.

Flying Pig Flu

April 29th, 2009

I have been following the news about Swine Flu all week, and I have to ask myself, whats this all about? It seems that this flu might have been engineered in a laboratory, as it is a combination of swine, avian and human flu strains. Its hard to imagine how such could happen in nature.

Some reports from Mexico said the death rate was 2 out of 10, 20%, and the news made this sound very high and alarming. Well, thats what sells news isn’t it?

According to the Centers for Disease Control, 200,000 Americans contract flu each year, and on average, 36,000 people die of flu and its complications. So, lets see, less than a hundred confirmed cases of this Swine Flu, and normal flu cases are 200,000. 20% death rate reported, and average is 18% for ordinary flu strains.

Maybe we are overreacting a little. But the bigger question is: “Why is our attention diverted to this flu, and what else is going on that we are not supposed to see?

The World Plus 5%
Why Growth Cannot Be Sustained

April 20th, 2009

Normally, I write my own articles. However, I have found a great article by Larry Hannigan that I feel everyone should read.

The origins of our current economic/political situation date back to 1694 when The Bank of England was created. King William of Orange was in financial difficulties as a result of a war with France. The Goldsmiths “lent him” 1.2 million pounds (a staggering amount in those days) with certain conditions:

1. The interest rate was to be 8%. It must be remembered that Magna Carta stated that the charging or collecting of interest was a serious crime.
2. The King was to grant the goldsmiths a charter for the bank which gave them the right to issue or create credit out of nothing. Prior to this, their operations of issuing receipts for more money than they held in deposits was totally illegal. The charter made it legal.

In 1694 William Patterson obtained the Charter for the Bank of England.

Larry Hannigan’s fable illustrates the evolution of banking and power since that time, from a simple barter system to the Fractional Reserve banking which enslaves us today.

Please take the time and CLICK HERE to read Hannigan’s story on his website.

Thanks.

The Upside Down Country

April 17th, 2009

The USA was founded with a government composed of three branches, each designed to keep the other two in check.  The Congress or legislative branch composed of the House and the Senate was given the task of formulating law, regulating the money supply, and raising revenue.  The House of Representatives was supposed to represent the people, and the Senate was supposed to represent the States.  The Executive branch consisting of the President and Vice-President, was given the task of commanding the Army, and providing for the execution of laws passed by Congress.  The Judicial branch consisting of the Supreme Court was tasked with being the final arbiter of what is right and lawful.  That was then.

The Senate’s role changed however with the passage of the 17th Amendment to the Constitution.  The purpose of the Senate was to represent the State as a whole and protect the rights of the individual states.  Originally, Senators were appointed by each State’s government.  However, the 17th Amendment, ratified in 1913, changed that to direct election of Senators by the voting population of the State.  The result has been a major erosion of states rights over the last century.  The founding fathers envisioned the states as being the major power structures, not the Federal government.  This has been debated over the decades of course, but its easy to see that individual states have mostly lost their sovereignty to the Feds.

The duties, obligations, and powers belonging to the House and Senate are well described in the Constitution, and limits of power were set on each body.  Likewise, Presidential powers and limits were spelled out describing those actions which the Federal government was allowed to do and which they were not.   For instance, the House of Representatives is charged with the responsibility for the budget, and regulating the value of the currency.  These stipulations created a balance of power within government so as to prevent any one branch from becoming all powerful.

But now, everything seems upside down.  Instead of the House representing the people, it seems to be representing the President.  That is not their job, and it is not the President’s job to make law.  Nowhere was this more apparent than when the Congress recently considered amnesty for illegal aliens.  The people bombarded Congress asking them to say NO to amnesty, with public sentiment showing 74% of the populace against amnesty yet Congress completely ignored  the people whom it is charged with representing. Recently, it seems Congress has turned a deaf ear to the populace, and listens only  to the President.

Government has only a few basic actions it can take.  It can spend money, levy a tax, or create a law.  These actions then become all important, and should not be taken without proper knowledge of the issues, and proper debate with input from the populace.  When the Congress becomes a rubber stamp for the President, this does not happen, and the people whom the government is supposed to represent are locked out of the process.

In matters of the budget, the President has no Constitutional authority to draft a budget for the country, yet every president does so.  It is the House’s responsibility to regulate and control the value of our money, but they have abnegated their responsibility letting the Federal Reserve Bank take charge.  Most of the people in Congress probably cannot even balance a checkbook let alone the Federal Budget and few seem to understand the simplest basic principles of the economy.   The House and Senate have acquiesced to just about every demand made by the President and ignored the general input of the electorate.  The bank bailout was a good example.  This has set up a defacto dictatorship.  The balance of power so thoughtfully worked out by the founding fathers is now broken.

Congress routinely passes legislation without even knowing what they are voting on.  From an outsiders view, they vote on the title of the bill instead of whats in it, which is sometimes much different.  How many in Congress actually read the original Patriot act before voting on it?  How many congressmen read the entire 1000 pages of the economic stimulus package?  Here’s what John Boehner had to say about it:

“The reason for passing legislation we don’t understand is because we passed legislation we didn’t read,” said Rep. Jeff Flake (R-Ariz.).  “Who knew what and when did they know it?” House Minority Leader John Boehner (R-Ohio) demanded on the floor. “This language was air-dropped into a conference that occurred behind closed doors involving very few members.”

This inversion of representation did not happen overnight, and probably goes back to 1913 with the creation of the private banking system which was misnamed the Federal Reserve Act.  At that point, Congress gave up its role in the issuance of currency and the regulation of its value.  As a result, bankers are now in control of the country.   Its an example of the golden rule: He who has the gold rules.

1913 seems to have been a very bad year for the country with the 17th amendment, creation of the Federal Reserve, and passage of the 16th amendment allowing the creation of the personal income tax.  We should have skipped 1913 and gone directly to 1914!

So, We The People are essentially left without effective representation, and stuck with a government that is essentially upside down.  I fear for my country, while hoping that everything turns out right.  I wish I could suggest a solution, but alas I cannot.  Maybe if I stand on my head, it will look right again.

As a result of this inversion, we have lost much of our freedoms.  We live in a time where asking our government to do the right thing tags us as an enemy of the state instead of being a co-creator of a better country.  We live in a time where fear is winning out over reason.  We live in a time where the country is terribly divided when we should be coming together to create a better tomorrow.  We live in a time where science has become politicized.  We live in a time where State’s Rights are being squashed by the Federal government.

This is not a Democrat vs Republican issue, or a Liberal vs Conservative issue.  This is a creeping disease which has infested the entire Federal government, and will eventually kill our country,

It is my hope that reason wins out.  In the end, we all want the same thing, a better America, peace, prosperity, freedom,  justice,  and security; the principles this country was founded on. At least I hope that’s what we all want.

The question is: Will the America we love and fought for still be here tomorrow?

The Screwing We Get For the Screwing We Got
Why Social Security Is a Bad Investiment

April 9th, 2009

I was thinking about  Social Security today, and how it is a colossal rip-off for many people.

People do not generally recognize what a bad investment SS is because of the varying relationship of the dollar to wealth.  The government loves inflation as it is a tax which does not have to be voted on and inflation alters that money to wealth relationship.  To really evaluate an investment, it needs to be done in terms other than the dollar.  The Consumer Price Index should fill that bill, but the numbers have been fudged to make the inflation rate look smaller and government policy look better.  President Clinton had the formulas and procedures changed.  If the original formulas and procedures are used, the  CPI is almost twice as high as is now reported!   Because of this, the CPI cannot be used to determine the true relationship between money and wealth.

Money is not wealth.  Its wealth we want and need to sustain ourselves, not money.  We need to look at the situation in terms of wealth, and that means something tangible, and that retains the same importance to society over the time period to be examined.

Lets look at a real life example of another professional engineer, who I will call Bob.

Starting working as an engineer in 1968, Bob’s SS payments were about $10001.  That same year, Bob bought a new Chevy Camaro RallySport at a cost of $3000.  Using the Camaro as a standard unit of wealth over time, the $1000 represented 1/3rd of a Camaro.  Over Bob’s working career his salary increased, and so did the cost of a Camaro, and his SS payment was always very close to 1/3rd of a new Camaro.  So during Bob’s  working career he will have essentially paid 14 Chevy Camaros into SS.

I could have used some other standard unit of wealth for this analysis, like the price of a gallon of milk, or the price of a pair of jeans, but the automobile represents a fairly constant unit of wealth.

Now that I have an idea what Bob will have invested into SS in terms of tangible wealth, lets see what he will get back.

According to his latest SS statement, Bob will get $1900 a month, and according to the actuarial data Bob will live to be 75.4 (He hopes longer!)  This means he can expect to draw SS for about 9 years.  Doing the math, 9 years of SS equals $205,000.  So the question becomes, will Bob get back his 14 Camaros worth of wealth?  Chevrolet reintroduced the Camaro, and at today’s prices the more or less equivalent model to the one I am using as a wealth standard would cost about $30,000.  Based on that, 14 Camaros would cost $420,000.  Therefore, Bob will be losing the equivalent of $215,000.  But Wait, There’s More!  Bob will probably have to pay income tax on that, so lets assume a modest tax rate of 15%.  Losing the tax money would cost Bob another $45,000 bringing his amount down to $160,000.  Essentially, Bob lost 8.6 of his Camaros; a loss of 59% of the wealth he contributed to SS.

Suppose Bob had taken the money he was required to invest in SS, and instead had deposited it in ordinary certificates of deposit at 5% interest and assume an income tax rate of 20% . According to my spreadsheet program he would have $400,000 in the bank at the end of 2008.  How many Camaros is that?  13!  So instead of ending up with 13 Camaros by investing his money privately, Bob ends up with 6.

Even though Bob is likely to get more money out of SS than he put in, he will only get a fraction of the amount of wealth invested in SS.  Where does the rest go?  It goes to illegal aliens, others who invested nothing in the system and a long list of other government projects having nothing to do with Social Security.

In actual fact the situation is probably even worse.  Bob, you and the rest of us will end up with a lot less as we head into a time in which rampant hyperinflation is likely to happen.  I’m sure that in 2011, a Camaro if such exists will not cost $30,000.    It will cost a lot more.

Never say the government is not efficient.  They are very efficient at taking your wealth while at the same time giving you more money.  Is it any wonder then that the gov hates the idea of privatizing SS?  With privatization, you risk losing some of your wealth.  With the current system, you are guaranteed to lose a large portion of your wealth.

If nothing more, I hope I have given Bob and you a different way to think about money and wealth.

1) This includes the portion paid for by the employer, which is part of a workers salary.

Preparing for 3rd World Status — Pt 2

April 8th, 2009

I installed the handpump on my well today with the help of my neighbor who happens to be a plumber.  We had to pull the submersible pump and remove some of the torque arresters so that there was room to put the drop pipe for the hand pump along side of the electric pump.  Total time to pull the electric pump, reinstall it, and then assemble and install the hand pump was a mere 4 hours.  You can see me try it out here.

Hopefully, I won’t have to pump too much water; but if there is no electric, I’m ready.  The pumps are available from http://simplepump.com

Preparing for 3rd World Status — Pt 1

March 29th, 2009

As the economy continues to falter, we should be preparing ourselves with ways to deal with the consequences.  In other countries, economic crashes resulted in the sporadic loss of utilities, such as electric.  Most of us cannot think of living without electricity 24/7 on demand.  We expect that when we turn on the switch, the lights will come on.

Well, as someone who has endured many days without electric service during ice storms, I can say that it makes life interesting.  Many of us can heat with fireplaces, and we can use candles and lanterns for lights, and if we live in a place that has public water, we might have water or we might not.  But most of us country dwellers have no water without electricity.  We rely on electric pumps to extract water from our wells.  Living is extremely difficult without water, and so it is a priority.

In my part of the country, the water table is too far down and the well casing to small in diameter to drop a bucket down the hole and bring it up either.  In my case, my well is 250 feet deep.  So I purchased a deep well hand pump, which can pump water from several hundred feet below the ground.  Unlike the old time pumps which pull water up by creating a suction at the top of the well, a deep well hand pump pushes it up from the bottom. Suction pumps can lift water a maximum of about 30 feet on a good day.  This limit does not exist when the water is pushed up from the bottom.

The unit I purchased is called the Simple Pump, and is basically produced by two guys (machinists) in a small shop.  They have sold hundreds of these pumps all over the world, and seem to have their engineering perfected.  The system consists of stainless steel pump unit slightly less than 2 inches in diameter, which is suspended in the well by pvc drop pipe connected to a stainless steel unit at the top of the well with the hand lever for pumping water.  A fiberglass rod extends down the drop pipe to provide the mechanical action necessary for pumping water.

The pump is small enough that it will fit beside an electric submersible pump in the well.

Here is the really cool part though.  The pump has garden hose threads at the output of the pump, and the pump has a oneway valve.  The hose can then be connected to an outside water faucet, and the hand pump used to pressurize the well tank inside the house.  Then the water pumped up by hand can be taken directly from the faucets inside the house.  No need to carry  buckets of water.

I will be installing this pump in a few days with the help of my plumber.  When it is finished, I will post a picture, and describe the installation.

Got Water?